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Can You Stop Identity Theft Dead In It's Tracks?

Adobe ID 060ASP32028-37EH.jpgThere are few things worse in life than waking up one day to find that your identity is not just your own, in fact, someone else has decided they want to be you as well. They have stolen your identity and intend to make the most of it, to your own detriment. The best defense against identity theft is to know what you can do to prevent it in the first place. You are never really, out of the woods, but you can take steps that will help you prevent and catch identity theft, if it were to occur.

One great way to start protecting yourself is with LifeLock. LifeLock is a revolutionary program that helps protect you, your name, and your social security number from identity thieves. How does this work? Well, essentially the program is designed to work with your credit report. We all know that when you (or someone pretending to be you) apply for any type of credit, the credit bureaus will be the first ones contacted to see where your credit currently stands. LifeLock contacts the credit bureaus and puts your information on "Fraud Alert". From then on, every ninety days, the program continues to do put your credit report on fraud alert.

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Receiving a Free Credit Report

credit card identity theftWith identity theft so prevalent, it is a prudent idea to check your credit report often. It will also help in fixing bad credit, or you just want to know what your credit history is like. Looking at your credit report gives you an idea of what a lender will see the next time you apply for a loan or mortgage.

A credit report is a register of a person’s credit history and is made up of four categories of data:

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Equifax Credit Watch Gold with 3-in-1 Monitoring