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July 14, 2007

Immediately Report Identity Theft

Do not waste any time, if you think that you have been a victim of identity theft you will want to report it as soon as possible. When identity theft strikes, waiting even an extra hour or two you may be allowing somebody to do even more damage than they have already done. It is imperative to take swift action in order to help protect your good name and your credit

One of the most common forms of identity fruad occurs when people have their credit card information stolen. This is a very common problem in today’s day and age; especially with the amount of people that are shopping on the internet everyday. If your credit card information has been stolen you will need to report it to your credit card company right away. By doing this they will be able to deactivate your card so that the thief cannot do anymore harm to you. At the same time, they may also be able to help you track down the person who is using your information. At the very least they will be able to tell you what they purchased, and where from. This may not seem important to you, but the authorities may be able to use this information. **Tip 1: write down your credit card phone numbers and store them in a safe place. ** Tip 2: never keep your credit card information on your computer. It may be easy and convenient to put them in a spreadsheet, but it could also fall pray if you get a virus or someone hacks into your system. There are ways to protect files if you store them on a computer and that will be the topic of another article.

Should you discover that somebody is using your personal information there are a couple of different places you can contact.

First of all, try calling the Social Security Administration. They will be able to assist you in taking the appropriate steps in getting everything back in order.

If this does not work for you, try giving the Federal Trade Commission a call at 1-877-IDTHEFT. They will definitely be able to point you in the right direction.

It is very important that you report identity fraud immediately if you feel that you have been a victim. Don’t waste a minute or a second. Those few minutes can save you a lot of time and aggravation.